Chapter 5: Managing Homeowners’ Liability
Describe how Medical Payments to Others coverage differs from bodily injury liability coverage also provided by Section II.
Chapter 6: Exploring Residential Coverage Plans
Louis and Pearl live in a one-story single-family dwelling located in a floodprone area. The home is valued at $125,000, and the contents are valued at $40,000. The community in which this dwelling is located is currently eligible under the National Flood Insurance Program’s (NFIP’s) emergency program.
Louis notices in his local newspaper that the community will soon be eligible under NFIP’s regular program.
a. What amounts of coverage are available for this dwelling under the emergency program?
b. If the community qualifies for the regular program, will additional coverage be available for this dwelling?
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